Won’t Get Fooled Again: Hurricanes and What to Do

What’s better than a hurricane? The answer to that question could be millions of different things because almost everyone can confidently agree that hurricanes are bad news.

However, for residents of the state of Mississippi on May 30, a hurricane was the best thing that could have happened. Natasha, the name of the category 3 storm, was simulated by the Mississippi Emergency Management Agency to help its employees in their preparedness for the actual hurricanes that have the potential to affect the state during the Atlantic hurricane season–which started at the beginning of June and runs to the end of November.

The Associated Press said that, although “forecasters are predicting a normal year with nine to 15 tropical storms [with] the possibility [of] four to eight [becoming] hurricanes, the National Oceanic and Atmospheric Administration says one to three could be major.”

The report by the AP went on to describe the simulated hurricane drill as “an annual event leading up to hurricane season, but it didn’t happen last year because officials were dealing with some very real disasters: the historic flooding on the Mississippi River and tornadoes that ripped across the South.” Fortunately, this year everything went along as planned and Natasha proved to be a great opportunity for state agency leaders to discuss what to do in the event of an emergency with first-term Mississippi Gov. Phil Bryant. In addition to the mock cabinet meetings, the exercise boasted the participation of over 30 organizations such as the Red Cross.

These measures being taken by Mississippi ensure that they will be better prepared in case of an emergency in the future—which is undoubtedly welcome news to all residents. But they’re not the only state boning up on safety skills. New York (specifically New York City) has recently published a new edition of their hurricane guide, “Ready New York: Hurricanes and New York City.”

In this free guide, available for download in 11 languages and in audio format, residents learn how to stay safe, evacuate, if need be, and how to properly prepare one’s home for a tropical storm or hurricane if one should occur. With much fraught-over Irene still a fresh memory, residents want to be educated on how to proceed. Insurance Journal said that “last August, many New York City residents suffered property damage from flooding when Tropical Storm Irene hit the East Coast.”

For adjusters, an informed public is the first step towards a smooth evaluation for insured homeowners who have incurred damage. The smarter the insured is about protecting their home, the less damage there is apt to be. However, no amount of readiness can stop a hurricane in its tracks, so damage will inevitably happen. When encountered, hurricane damage to a home should be treated in a very straightforward manner. Everything damaged needs to be assessed for worth to determine if a replacement or payout is in order. This job is often best suited for the specialized evaluators at Insurers World who are well-versed in niche areas of insurance–sporting goods, jewelry, furniture, electronics, and much more–and will be able to correctly and accurately determine each damaged item’s worth, making the job of the adjuster much easier.

No one can stop a hurricane. But forward thinkers like Mississippi, New York City, and Insurers World can lessen the “blow.”

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