The Lowdown: What Went on at the National Hurricane Conference 2013

The annual four-day National Hurricane Conference just ended the last week of March. Although not aimed entirely at insurance adjusters, it’s a popular destination for those in the profession who want to learn more about local, state, and national-level ideas as well as potential new policies surrounding hurricane damage and general emergency preparedness. In other words, it’s the be-all, end-all of disaster gatherings and a great place for adjusters to glean new knowledge.  Continue reading

April Showers Bring…Increased Theft Claims?

Now that it’s April, apart from April showers and warmer temperatures, many Americans start thinking about the April 15th tax deadline that’s rapidly approaching. Not so coincidentally, the month of April typically sees a spike in the number of homeowner claims filed. You can probably guess the other time a similar increase in claims occurs – around the holidays later in the year. 

Presumably consumers panic when it comes time to pay their tax bills as well as get anxious about the need for extra cash around holiday time. A smaller spike occurs around August/September when tuition bills are traditionally due.  Continue reading

Spring Forward: A Time for Sun…and Fire Safety

At this point, everybody in the snowbelt is tired of the long, blustery winter we’ve been having. With snowfall after snowfall, it seems like there’s no end in sight. But never fear…yesterday brought about a more visible sign of spring than even a shadow-less groundhog or a budding crocus: turning the clocks forward! 

There’s nothing more satisfying than “springing forward.” Turning time ahead an hour and suddenly the day just seems longer — when the work day ends, you can actually drive home and eat dinner before the sun goes down.  Continue reading

What We Can Learn from the Red Cross About Disaster Preparations

March is just around the corner, and the US will be entering into National Red Cross Appreciation Month.  It’s a great time to make a donation, send a thank-you to Red Cross first responders or, take a half hour to donate blood, a hallmark of Red Cross support. Along with a show of thanks for an organization that has helped our nation through some tough times——this is also a good month to reflect on other aspects of disaster preparations. Continue reading

Dealing with Nemo’s Aftermath

With New England and the East Coast bearing the brunt of Nemo this past weekend, it’s important to note that the end of the storm can be just the beginning of additional problems for those affected communities. As those of us in the snow belt know all too well, the aftermath of a winter storm can have an impact on a community for months. Cold temperatures, coastal flooding, and snow accumulations which melt and freeze repeatedly can create additional hazardous conditions. Here are three areas on which to focus ASAP: Continue reading

Shakin’: Earthquake Preparedness and What to Do in the Aftermath

What do you do when the floor starts shaking? The correct answer—at least one of them—is “panic.” And that can’t be helped. Any normal person will be at least a little worried if an earthquake kicks in with no warning. –Hopefully, when you regain your composure, you’ll recall those safety precautions that are hopefully already in place. Continue reading